You might wonder about the best deals and essential items for back-to-school shopping. This piece breaks down seven practical money-saving strategies. Back-to-school shopping tips have become more significant than ever as families face record-breaking expenses in 2025. The National Retail Federation reports families now spend an average of $890 on school supplies for elementary through high school…
My years of experience helping people with their finances have taught me how the holiday season strains your wallet. Gift purchases, travel costs and celebration expenses can spiral quickly without proper planning. Recent numbers reveal a significant decline in holiday spending. Deloitte’s latest Holiday Report shows shoppers will spend just $1,002 this season, which represents a…
These figures shouldn’t discourage you, whether you’re expecting your first child or planning ahead. The cost of raising a child from birth to age 18 has reached a staggering $310,605, which translates to more than $17,000 yearly to keep your little one healthy, happy, and thriving. Many parents feel overwhelmed when they hear these numbers, as…
Most people don’t realize these great savings start as early as age 50. The majority become available at 55 or 60. Senior discounts can save you up to 50% on your daily purchases. Many businesses don’t advertise these money-saving deals, but we found more than 100 discounts in a variety of places – from retail…
The situation isn’t all doom and gloom. Automated savings can revolutionize these numbers. Online banks now offer rates above 5% compared to traditional banks’ measly 0.46% average. Americans are saving just 3.8% of their income in 2023. This rate sits 5% below the historical average, while financial experts recommend saving 10-15% of monthly earnings. The situation isn’t…
Young professionals, whether just starting their careers or a few years in, need more than just a savings account. Your money should work as hard as you do. Let me share a reality check that might surprise you. Starting at age 25, putting aside $200 each month toward retirement could grow to more than $500,000…
Smart money management doesn’t require huge lifestyle changes. I’ve helped people for years and learned this truth. The key is a well-laid-out plan that matches your lifestyle. Did you know that just over half of all adults have three months of emergency savings put aside? The average American household carries a debt of over $104,000. These…
Ready to reshape your spending habits and take control of your finances? Let’s take a closer look at some practical strategies that work. Did you know the average household spends a whopping $3,639 on food outside the home each year? That money adds up to $303 every month and could be part of your savings instead!…
Your latest insurance bill might have left you stunned. You’re not alone. Car insurance premiums have skyrocketed by 26% since last year, with nationwide averages hitting $2,543. Our recent survey of 40,566 policyholders shows the impact. About 38% saw their premiums rise between $50 and $199, while 22% faced increases of $200 or more. The good news…
Rising grocery prices make affordable healthy meals harder to find these days. Our carefully selected list features 17 budget-friendly healthy dinners under $3 per serving. Cheap healthy meals can fit any budget. We’ve found delicious recipes that cost as little as $0.72 per serving. Rising grocery prices make affordable healthy meals harder to find these…
Today’s economy makes stretching your dollars challenging. The average family wastes $110-$200 each month on groceries alone. We’ve created a list of 15 practical strategies that will help you get more value from every dollar. More than 38 million U.S. households struggle to make ends meet between paychecks, and middle-class Americans make up two-thirds of this…
My 15 years as a psychologist studying money habits have shown that careful spending protects credit scores and cuts debt. One in three Americans now takes on side jobs to cover their bills. The Consumer Price Index has jumped 3.2% and food costs have surged 4.9% in the last year. Learning to save money isn’t just smart…